Acceptance of Terms
By accessing or using Investors Toolkit, you agree to be bound by these Terms & Conditions, our Disclaimer and our Privacy Policy. If you do not agree with any part of these terms, please do not use this site.
Acceptable Use
You may use Investors Toolkit's calculators, guides and glossary for personal, non-commercial research. You agree not to misuse the site, including by attempting to disrupt its availability, scraping or automating bulk requests against our calculators or database in a way that degrades service for other users, or presenting our outputs as your own original analysis without acknowledgement when republishing them.
No Investment Advice
Every calculator, score, and figure on this site is for educational and research purposes only and does not constitute financial, investment, tax or legal advice. Full details are set out in our Disclaimer, which forms part of these terms.
Intellectual Property
The Investors Toolkit name, logo, site design, calculator formulas as implemented, and glossary content are the property of Investors Toolkit unless otherwise noted. You may not copy, reproduce or redistribute substantial portions of this site for commercial purposes without permission. Feedback or suggestions you submit to us may be used to improve the site without further compensation or attribution to you.
Third-Party Links & Services
This site may link to or reference third-party resources, including Sarmaaya.pk, the PSX website, SECP, SBP, brokerage platforms, and our feedback processor Web3Forms. We do not control and are not responsible for the content, accuracy, or availability of any third-party resource.
No Warranty & Limitation of Liability
Investors Toolkit is provided "as is" and "as available," without warranties of any kind, express or implied, including as to accuracy, completeness, uptime, or fitness for a particular purpose. To the fullest extent permitted by law, Investors Toolkit and its operators will not be liable for any direct, indirect, incidental or consequential loss — including any investment loss — arising from your use of, or inability to use, this site.
Availability & Changes to the Service
We may add, modify, suspend or discontinue any calculator, feature, or dataset at any time, without prior notice, for maintenance, data-quality, or product reasons.
Changes to These Terms
We may update these Terms & Conditions from time to time. Continued use of the site after an update means you accept the revised terms. We recommend checking this page periodically.
Governing Law
These terms are governed by the laws of Pakistan, without regard to conflict-of-law principles, to the extent applicable to your use of the site.